What may be included
- Principal: the amount approved for borrowing
- Interest: the charge for the credit over the agreed period
- Upfront or deferred fees: any disclosed service or administration charges
- Repayment schedule: the dates and amounts expected
- Net disbursement: the amount sent after any disclosed upfront deductions
How to compare an offer
Look at the amount you receive, each scheduled payment, the total amount due, the due dates, and the consequence of late payment. Ask questions before accepting if any figure is unclear.
No fixed rate promise
DD does not publish one rate that applies to every borrower or product. Do not rely on an estimate, message, or example in place of the signed offer terms.
Late payment
Any applicable late charges, collection costs, or other consequences will be disclosed in the applicable product terms. Contact support early if you expect difficulty paying.